/* ==========================================================================
   Money Capital Growth — moneycapitalgrowth.com
   Main stylesheet
   1.  Design tokens
   2.  Base & typography
   3.  Helpers & decorative elements
   4.  Buttons
   5.  Header & navigation
   6.  Hero
   7.  Stats strip
   8.  Section headings
   9.  Service cards
   10. Feature / why-us blocks
   11. Process steps
   12. Testimonials
   13. Blog cards & article typography
   14. CTA band & forms
   15. Page banner
   16. About page
   17. Contact page
   18. Legal pages
   19. Footer
   20. Utilities & motion
   21. Responsive tweaks
   ========================================================================== */

/* 1. Design tokens
   ========================================================================== */
:root {
  --ink: #0d2a2e;
  --ink-soft: #163c41;
  --teal: #0f4c52;
  --teal-600: #14666b;
  --teal-100: #dfeeec;
  --amber: #e9a13b;
  --amber-strong: #d8871f;
  --amber-200: #f7d9a8;
  --amber-100: #fdf1dc;
  --cream: #fbf7ef;
  --cream-2: #f4ecdd;
  --white: #ffffff;
  --muted: #566a6d;
  --muted-light: #7d9194;
  --line: rgba(13, 42, 46, 0.1);
  --line-strong: rgba(13, 42, 46, 0.18);
  --success: #1d7a58;
  --success-bg: #e6f4ee;
  --danger: #b84038;
  --danger-bg: #fbeae8;

  --font-display: "Fraunces", Georgia, "Times New Roman", serif;
  --font-body: "Inter", "Segoe UI", Helvetica, Arial, sans-serif;

  --radius-sm: 10px;
  --radius: 16px;
  --radius-lg: 24px;
  --radius-xl: 32px;

  --shadow-sm: 0 2px 8px rgba(13, 42, 46, 0.05);
  --shadow: 0 14px 34px -18px rgba(13, 42, 46, 0.28);
  --shadow-lg: 0 28px 60px -28px rgba(13, 42, 46, 0.38);

  --container-pad: 1.25rem;
  --header-h: 78px;

  --ease: cubic-bezier(0.22, 0.61, 0.36, 1);
}

/* 2. Base & typography
   ========================================================================== */
*,
*::before,
*::after { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: var(--font-body);
  font-size: 1rem;
  line-height: 1.7;
  color: var(--ink);
  background-color: var(--cream);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}

img { max-width: 100%; height: auto; display: block; }

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-display);
  font-weight: 600;
  line-height: 1.14;
  letter-spacing: -0.015em;
  color: var(--ink);
  margin: 0 0 0.6em;
  font-variation-settings: "SOFT" 0, "WONK" 0;
}

h1 { font-size: clamp(2.4rem, 5.2vw, 4.1rem); }
h2 { font-size: clamp(1.9rem, 3.6vw, 2.9rem); }
h3 { font-size: clamp(1.35rem, 2.3vw, 1.7rem); }
h4 { font-size: 1.2rem; }
h5 { font-size: 1.06rem; }

p { margin: 0 0 1.15rem; }
p:last-child { margin-bottom: 0; }

a {
  color: var(--teal-600);
  text-decoration: none;
  transition: color 0.2s var(--ease);
}
a:hover { color: var(--amber-strong); }

strong { font-weight: 600; }

::selection { background: var(--amber-200); color: var(--ink); }

:focus-visible {
  outline: 3px solid var(--amber);
  outline-offset: 3px;
  border-radius: 4px;
}

.skip-link {
  position: absolute;
  left: 1rem;
  top: -70px;
  z-index: 2000;
  padding: 0.7rem 1.2rem;
  background: var(--ink);
  color: var(--white);
  border-radius: 0 0 10px 10px;
  transition: top 0.25s var(--ease);
}
.skip-link:focus { top: 0; color: var(--white); }

.lead {
  font-size: 1.09rem;
  line-height: 1.75;
  color: var(--muted);
}

/* 3. Helpers & decorative elements
   ========================================================================== */
.section { padding: clamp(3.8rem, 7vw, 6.5rem) 0; position: relative; }
.section--tight { padding: clamp(3rem, 5vw, 4.5rem) 0; }
.section--cream { background: var(--cream); }
.section--cream-2 { background: var(--cream-2); }
.section--white { background: var(--white); }
.section--ink {
  background: var(--ink);
  color: rgba(255, 255, 255, 0.78);
}
.section--ink h2,
.section--ink h3,
.section--ink h4 { color: var(--white); }

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  margin-bottom: 1rem;
  font-family: var(--font-body);
  font-size: 0.74rem;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--amber-strong);
}
.eyebrow::before {
  content: "";
  display: inline-block;
  width: 26px;
  height: 2px;
  background: var(--amber);
  border-radius: 2px;
}
.section--ink .eyebrow { color: var(--amber-200); }

.eyebrow--center { justify-content: center; }

.text-balance { text-wrap: balance; }

.accent {
  font-style: italic;
  color: var(--amber-strong);
  font-variation-settings: "SOFT" 30, "WONK" 1;
}
.section--ink .accent { color: var(--amber-200); }

.section-head { max-width: 720px; margin-bottom: clamp(2.2rem, 4vw, 3.4rem); }
.section-head--center { margin-left: auto; margin-right: auto; text-align: center; }
.section-head p { color: var(--muted); margin-bottom: 0; }
.section--ink .section-head p { color: rgba(255, 255, 255, 0.7); }

.card-soft {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
}

.icon-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 52px;
  height: 52px;
  border-radius: 16px;
  background: var(--teal-100);
  color: var(--teal);
  font-size: 1.4rem;
  flex: 0 0 auto;
}
.icon-badge--amber { background: var(--amber-100); color: var(--amber-strong); }
.icon-badge--ink { background: rgba(13, 42, 46, 0.06); color: var(--ink); }

.stars {
  display: inline-flex;
  gap: 0.18rem;
  color: var(--amber);
  font-size: 0.85rem;
  line-height: 1;
}

.divider-dot {
  display: inline-block;
  width: 5px;
  height: 5px;
  border-radius: 50%;
  background: var(--amber);
  vertical-align: middle;
}

/* Soft ambient blobs used behind hero / CTA */
.ambient {
  position: absolute;
  border-radius: 50%;
  filter: blur(70px);
  opacity: 0.55;
  pointer-events: none;
  z-index: 0;
}
.ambient--amber { background: rgba(233, 161, 59, 0.35); }
.ambient--teal { background: rgba(20, 102, 107, 0.22); }

/* 4. Buttons
   ========================================================================== */
.btn {
  font-family: var(--font-body);
  font-weight: 600;
  font-size: 0.95rem;
  border-radius: 100px;
  padding: 0.85rem 1.6rem;
  border: 1.5px solid transparent;
  transition: transform 0.2s var(--ease), background-color 0.2s var(--ease),
    color 0.2s var(--ease), border-color 0.2s var(--ease), box-shadow 0.2s var(--ease);
  display: inline-flex;
  align-items: center;
  gap: 0.55rem;
  line-height: 1.2;
}
.btn i { font-size: 1.05em; line-height: 1; transition: transform 0.2s var(--ease); }
.btn:hover i.bi-arrow-right,
.btn:hover i.bi-arrow-up-right { transform: translate(2px, -2px); }

.btn-brand {
  background: var(--amber);
  color: var(--ink);
  box-shadow: 0 10px 22px -12px rgba(216, 135, 31, 0.9);
}
.btn-brand:hover,
.btn-brand:focus-visible {
  background: var(--amber-strong);
  color: var(--ink);
  transform: translateY(-2px);
  box-shadow: 0 16px 28px -14px rgba(216, 135, 31, 0.95);
}

.btn-ink {
  background: var(--ink);
  color: var(--white);
}
.btn-ink:hover,
.btn-ink:focus-visible {
  background: var(--teal);
  color: var(--white);
  transform: translateY(-2px);
}

.btn-outline-ink {
  border-color: var(--line-strong);
  color: var(--ink);
  background: transparent;
}
.btn-outline-ink:hover,
.btn-outline-ink:focus-visible {
  border-color: var(--ink);
  background: var(--ink);
  color: var(--white);
  transform: translateY(-2px);
}

.btn-outline-light {
  border-color: rgba(255, 255, 255, 0.4);
  color: var(--white);
  background: transparent;
}
.btn-outline-light:hover,
.btn-outline-light:focus-visible {
  background: var(--white);
  border-color: var(--white);
  color: var(--ink);
  transform: translateY(-2px);
}

.btn-sm { padding: 0.6rem 1.15rem; font-size: 0.86rem; }
.btn-lg { padding: 1rem 1.9rem; font-size: 1rem; }

.link-arrow {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  font-weight: 600;
  font-size: 0.92rem;
  color: var(--teal);
}
.link-arrow i { transition: transform 0.2s var(--ease); }
.link-arrow:hover { color: var(--amber-strong); }
.link-arrow:hover i { transform: translateX(4px); }

/* 5. Header & navigation
   ========================================================================== */
.topbar {
  background: var(--ink);
  color: rgba(255, 255, 255, 0.74);
  font-size: 0.8rem;
  padding: 0.55rem 0;
}
.topbar a { color: rgba(255, 255, 255, 0.86); }
.topbar a:hover { color: var(--amber-200); }
.topbar__list {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.4rem 1.5rem;
  list-style: none;
  margin: 0;
  padding: 0;
}
.topbar__list li { display: inline-flex; align-items: center; gap: 0.45rem; }
.topbar__list i { color: var(--amber); font-size: 0.92rem; }
.topbar__note { display: inline-flex; align-items: center; gap: 0.45rem; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 1030;
  background: rgba(251, 247, 239, 0.92);
  backdrop-filter: saturate(160%) blur(14px);
  -webkit-backdrop-filter: saturate(160%) blur(14px);
  border-bottom: 1px solid transparent;
  transition: box-shadow 0.25s var(--ease), background-color 0.25s var(--ease),
    border-color 0.25s var(--ease);
}
.site-header.is-stuck {
  background: rgba(255, 255, 255, 0.96);
  border-bottom-color: var(--line);
  box-shadow: 0 10px 30px -24px rgba(13, 42, 46, 0.5);
}
.site-header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  min-height: var(--header-h);
}

/* Logo — single-line wordmark, one consistent style everywhere */
.brand {
  display: inline-flex;
  align-items: center;
  gap: 0.7rem;
  white-space: nowrap;
  color: var(--ink);
  flex: 0 0 auto;
}
.brand:hover { color: var(--ink); }
.brand__mark {
  width: 42px;
  height: 42px;
  flex: 0 0 42px;
  border-radius: 13px;
  background: linear-gradient(150deg, var(--teal) 0%, var(--ink) 100%);
  color: var(--amber);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 8px 18px -10px rgba(13, 42, 46, 0.7);
}
.brand__mark svg { width: 24px; height: 24px; display: block; }
.brand__text {
  font-family: var(--font-display);
  font-size: 1.28rem;
  font-weight: 600;
  letter-spacing: -0.02em;
  line-height: 1;
  white-space: nowrap;
}
.brand__text .brand__growth { font-style: italic; color: var(--amber-strong); }
.brand--light { color: var(--white); }
.brand--light:hover { color: var(--white); }
.brand--light .brand__mark { background: rgba(255, 255, 255, 0.08); color: var(--amber); }
.brand--light .brand__text .brand__growth { color: var(--amber-200); }

.nav-toggle {
  border: 1px solid var(--line-strong);
  border-radius: 12px;
  width: 44px;
  height: 44px;
  padding: 0;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: var(--white);
  color: var(--ink);
  font-size: 1.4rem;
}
.nav-toggle:focus { box-shadow: none; }

.main-nav { display: flex; align-items: center; gap: 0.15rem; }
.main-nav .nav-link {
  position: relative;
  font-size: 0.93rem;
  font-weight: 500;
  color: var(--ink);
  padding: 0.55rem 0.85rem;
  border-radius: 100px;
  transition: color 0.2s var(--ease), background-color 0.2s var(--ease);
}
.main-nav .nav-link:hover { color: var(--teal-600); background: rgba(20, 102, 107, 0.06); }
.main-nav .nav-link.active { color: var(--teal); font-weight: 600; }
.main-nav .nav-link.active::after {
  content: "";
  position: absolute;
  left: 0.85rem;
  right: 0.85rem;
  bottom: 0.18rem;
  height: 2px;
  border-radius: 2px;
  background: var(--amber);
}
.header-actions { display: flex; align-items: center; gap: 0.65rem; }
.header-phone {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-weight: 600;
  font-size: 0.92rem;
  color: var(--ink);
  white-space: nowrap;
}
.header-phone i { color: var(--teal-600); }
.header-phone:hover { color: var(--amber-strong); }

/* 6. Hero
   ========================================================================== */
.hero {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(900px 460px at 88% -10%, rgba(233, 161, 59, 0.16), transparent 62%),
    radial-gradient(760px 420px at -5% 100%, rgba(20, 102, 107, 0.11), transparent 60%),
    var(--cream);
  padding: clamp(2.6rem, 5.5vw, 5rem) 0 clamp(3rem, 6vw, 5.5rem);
}
.hero__grid-lines {
  position: absolute;
  inset: 0;
  background-image: linear-gradient(rgba(13, 42, 46, 0.045) 1px, transparent 1px);
  background-size: 100% 84px;
  mask-image: linear-gradient(to bottom, rgba(0, 0, 0, 0.55), transparent 78%);
  -webkit-mask-image: linear-gradient(to bottom, rgba(0, 0, 0, 0.55), transparent 78%);
  pointer-events: none;
}
.hero__content { position: relative; z-index: 2; }
.hero h1 { margin-bottom: 1.15rem; }
.hero h1 .accent { display: inline-block; }
.hero__lead { max-width: 33rem; font-size: 1.1rem; color: var(--muted); }
.hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.8rem;
  margin: 1.9rem 0 2.2rem;
}
.hero__trust {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.9rem 1.4rem;
  padding-top: 1.4rem;
  border-top: 1px solid var(--line);
  max-width: 33rem;
}
.hero__trust-item { display: flex; align-items: center; gap: 0.65rem; }
.hero__avatars { display: flex; }
.hero__avatars span {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 0.72rem;
  font-weight: 600;
  color: var(--white);
  border: 2px solid var(--cream);
  margin-left: -10px;
  background: var(--teal);
}
.hero__avatars span:first-child { margin-left: 0; background: var(--teal-600); }
.hero__avatars span:nth-child(2) { background: #b5793d; }
.hero__avatars span:nth-child(3) { background: #7d6a8f; }
.hero__avatars span:nth-child(4) { background: var(--ink-soft); }
.hero__trust-text { font-size: 0.82rem; color: var(--muted); line-height: 1.45; }
.hero__trust-text strong { display: block; color: var(--ink); font-size: 0.88rem; }

.hero__media { position: relative; z-index: 1; }
.hero__frame {
  position: relative;
  border-radius: 210px 210px var(--radius-xl) var(--radius-xl);
  overflow: hidden;
  border: 1px solid var(--line);
  box-shadow: var(--shadow-lg);
  background: var(--cream-2);
  aspect-ratio: 4 / 4.25;
}
.hero__frame img { width: 100%; height: 100%; object-fit: cover; }
.hero__frame::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(13, 42, 46, 0) 48%, rgba(13, 42, 46, 0.42) 100%);
}
.hero__badge {
  position: absolute;
  right: -6px;
  bottom: 26px;
  z-index: 3;
  background: rgba(255, 255, 255, 0.97);
  border-radius: 18px;
  padding: 0.9rem 1.1rem;
  box-shadow: var(--shadow);
  display: flex;
  align-items: center;
  gap: 0.8rem;
  max-width: 250px;
}
.hero__badge .icon-badge { width: 44px; height: 44px; border-radius: 13px; font-size: 1.15rem; }
.hero__badge-title { font-size: 0.78rem; color: var(--muted); margin: 0; line-height: 1.3; }
.hero__badge-value {
  font-family: var(--font-display);
  font-size: 1.18rem;
  font-weight: 600;
  color: var(--ink);
  line-height: 1.2;
  margin: 0;
}
.hero__float {
  position: absolute;
  left: -18px;
  top: 34px;
  z-index: 3;
  background: var(--ink);
  color: rgba(255, 255, 255, 0.82);
  border-radius: 16px;
  padding: 0.85rem 1.05rem;
  box-shadow: var(--shadow-lg);
  max-width: 220px;
}
.hero__float p { margin: 0; font-size: 0.78rem; line-height: 1.5; }
.hero__float strong { color: var(--white); display: block; font-size: 0.86rem; margin-bottom: 0.1rem; }
.hero__float .stars { margin-bottom: 0.25rem; }
.hero__ring {
  position: absolute;
  width: 160px;
  height: 160px;
  border: 1.5px dashed rgba(216, 135, 31, 0.55);
  border-radius: 50%;
  top: -26px;
  left: -34px;
  z-index: 0;
}
.hero__chip-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-top: 1.5rem;
}
.hero__chip {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.78rem;
  font-weight: 500;
  color: var(--teal);
  background: rgba(255, 255, 255, 0.75);
  border: 1px solid var(--line);
  border-radius: 100px;
  padding: 0.35rem 0.8rem;
}
.hero__chip i { color: var(--amber-strong); }

/* 7. Section headings / small pieces
   ========================================================================== */
.head-row {
  display: flex;
  flex-wrap: wrap;
  align-items: flex-end;
  justify-content: space-between;
  gap: 1.4rem;
  margin-bottom: clamp(2rem, 4vw, 3rem);
}
.head-row .section-head { margin-bottom: 0; }

/* 8. Service cards
   ========================================================================== */
.service-card {
  height: 100%;
  display: flex;
  flex-direction: column;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease),
    border-color 0.3s var(--ease);
}
.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow);
  border-color: rgba(20, 102, 107, 0.28);
}
.service-card__media {
  position: relative;
  aspect-ratio: 4 / 2.75;
  overflow: hidden;
  background: var(--cream-2);
}
.service-card__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.6s var(--ease);
}
.service-card:hover .service-card__media img { transform: scale(1.05); }
.service-card__icon {
  position: absolute;
  left: 1.15rem;
  bottom: -22px;
  width: 50px;
  height: 50px;
  border-radius: 15px;
  background: var(--white);
  color: var(--teal);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  box-shadow: var(--shadow);
  border: 1px solid var(--line);
  z-index: 2;
}
.service-card__body {
  padding: 1.9rem 1.4rem 1.5rem;
  display: flex;
  flex-direction: column;
  flex: 1 1 auto;
}
.service-card__body h3 {
  font-size: 1.32rem;
  margin-bottom: 0.55rem;
}
.service-card__body p {
  color: var(--muted);
  font-size: 0.95rem;
  line-height: 1.7;
  margin-bottom: 1.3rem;
}
.service-card__footer { margin-top: auto; }
.service-card .btn { width: 100%; justify-content: space-between; }

.service-media-note {
  position: absolute;
  top: 0.9rem;
  left: 0.9rem;
  z-index: 2;
  background: rgba(255, 255, 255, 0.94);
  color: var(--ink);
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  border-radius: 100px;
  padding: 0.32rem 0.7rem;
}

/* Services detail rows */
.service-detail { padding: clamp(2rem, 4vw, 3.2rem) 0; }
.service-detail + .service-detail { border-top: 1px solid var(--line); }
.service-detail__media {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid var(--line);
  box-shadow: var(--shadow);
  aspect-ratio: 4 / 3;
}
.service-detail__media img { width: 100%; height: 100%; object-fit: cover; }
.service-detail__label {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--teal-600);
  background: var(--teal-100);
  border-radius: 100px;
  padding: 0.35rem 0.8rem;
  margin-bottom: 1rem;
}
.service-detail h2 { font-size: clamp(1.65rem, 2.8vw, 2.25rem); }
.check-list {
  list-style: none;
  margin: 1.3rem 0 1.8rem;
  padding: 0;
  display: grid;
  gap: 0.6rem;
}
.check-list li {
  position: relative;
  padding-left: 1.9rem;
  font-size: 0.95rem;
  color: var(--muted);
}
.check-list li::before {
  content: "\F26E"; /* bi-check2 */
  font-family: "bootstrap-icons";
  position: absolute;
  left: 0;
  top: 0.05rem;
  width: 1.25rem;
  height: 1.25rem;
  border-radius: 50%;
  background: var(--amber-100);
  color: var(--amber-strong);
  font-size: 0.78rem;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  line-height: 1;
}
.check-list--light li { color: rgba(255, 255, 255, 0.76); }
.check-list--light li::before { background: rgba(233, 161, 59, 0.2); color: var(--amber-200); }

/* 9. Feature / why-us blocks
   ========================================================================== */
.media-stack {
  position: relative;
  padding-bottom: 2.4rem;
  padding-right: 1.6rem;
}
.media-stack__main {
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow);
  border: 1px solid var(--line);
  aspect-ratio: 4 / 4.6;
}
.media-stack__main img { width: 100%; height: 100%; object-fit: cover; }
.media-stack__inset {
  position: absolute;
  right: 0;
  bottom: 0;
  width: 46%;
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 6px solid var(--cream);
  box-shadow: var(--shadow-lg);
  aspect-ratio: 1 / 1;
  background: var(--white);
}
.media-stack__inset img { width: 100%; height: 100%; object-fit: cover; }
.media-stack__badge {
  position: absolute;
  left: -14px;
  top: 26px;
  background: var(--amber);
  color: var(--ink);
  border-radius: 18px;
  padding: 0.85rem 1.1rem;
  box-shadow: var(--shadow);
  max-width: 168px;
}
.media-stack__badge strong {
  display: block;
  font-family: var(--font-display);
  font-size: 1.7rem;
  line-height: 1;
  letter-spacing: -0.02em;
}
.media-stack__badge span { font-size: 0.76rem; font-weight: 600; line-height: 1.35; display: block; margin-top: 0.25rem; }

.feature-list { display: grid; gap: 1.15rem; margin-top: 1.8rem; }
.feature-item { display: flex; gap: 1rem; align-items: flex-start; }
.feature-item .icon-badge { width: 46px; height: 46px; border-radius: 13px; font-size: 1.15rem; }
.feature-item h4 { font-size: 1.05rem; margin-bottom: 0.25rem; }
.feature-item p { font-size: 0.93rem; color: var(--muted); margin: 0; line-height: 1.65; }

.value-card {
  height: 100%;
  padding: 2.4rem 1.9rem;
  border-radius: var(--radius-lg);
  background: var(--white);
  border: 1px solid var(--line);
  transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease);
}
.value-card:hover { transform: translateY(-5px); box-shadow: var(--shadow); }
.value-card h3 { font-size: 1.25rem; margin: 1.15rem 0 0.55rem; }
.value-card p { font-size: 0.93rem; color: var(--muted); margin: 0; }

/* 10. Process steps
   ========================================================================== */
.process-wrap { position: relative; }
.process-line {
  position: absolute;
  top: 34px;
  left: 9%;
  right: 9%;
  height: 1px;
  background-image: linear-gradient(to right, var(--line-strong) 55%, transparent 0);
  background-size: 12px 1px;
  background-repeat: repeat-x;
  z-index: 0;
}
.step-card {
  position: relative;
  z-index: 1;
  height: 100%;
  padding: 0.6rem 1.2rem 1.6rem;
}
.step-card__num {
  width: 68px;
  height: 68px;
  border-radius: 50%;
  background: var(--white);
  border: 1px solid var(--line);
  box-shadow: var(--shadow-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-size: 1.5rem;
  font-weight: 600;
  color: var(--teal);
  margin-bottom: 1.4rem;
  position: relative;
}
.step-card__num::after {
  content: "";
  position: absolute;
  inset: -7px;
  border-radius: 50%;
  border: 1px dashed rgba(216, 135, 31, 0.45);
}
.step-card h3 { font-size: 1.14rem; margin-bottom: 0.45rem; }
.step-card p { font-size: 0.93rem; color: var(--muted); margin: 0; }
.section--ink .step-card { color: rgba(255, 255, 255, 0.72); }
.section--ink .step-card__num {
  background: rgba(255, 255, 255, 0.06);
  border-color: rgba(255, 255, 255, 0.16);
  color: var(--amber-200);
  box-shadow: none;
}
.section--ink .step-card p { color: rgba(255, 255, 255, 0.66); }

/* 11. Testimonials
   ========================================================================== */
.testimonial-card {
  height: 100%;
  display: flex;
  flex-direction: column;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 1.75rem 1.6rem 1.5rem;
  position: relative;
  transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease);
}
.testimonial-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.testimonial-card__quote {
  position: absolute;
  top: 1.1rem;
  right: 1.3rem;
  font-size: 2rem;
  line-height: 1;
  color: var(--amber-200);
}
.testimonial-card p {
  font-size: 0.96rem;
  line-height: 1.75;
  color: var(--muted);
  margin: 0.9rem 0 1.4rem;
}
.testimonial-card__name {
  margin: 0;
  font-family: var(--font-display);
  font-size: 1.02rem;
  font-weight: 600;
  color: var(--ink);
  padding-top: 1.05rem;
  border-top: 1px solid var(--line);
}
.testimonial-card__name::before {
  content: "";
  display: inline-block;
  width: 18px;
  height: 2px;
  background: var(--amber);
  vertical-align: middle;
  margin-right: 0.55rem;
  border-radius: 2px;
}

/* 12. Blog cards & article typography
   ========================================================================== */
.blog-card {
  height: 100%;
  display: flex;
  flex-direction: column;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease),
    border-color 0.3s var(--ease);
}
.blog-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow);
  border-color: rgba(20, 102, 107, 0.25);
}
.blog-card__media {
  display: block;
  aspect-ratio: 16 / 10;
  overflow: hidden;
  background: var(--cream-2);
}
.blog-card__media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.6s var(--ease);
}
.blog-card:hover .blog-card__media img { transform: scale(1.05); }
.blog-card__body {
  display: flex;
  flex-direction: column;
  flex: 1 1 auto;
  padding: 1.5rem 1.4rem 1.4rem;
}
.blog-card h3 { font-size: 1.2rem; line-height: 1.3; margin-bottom: 0.6rem; }
.blog-card h3 a { color: var(--ink); }
.blog-card h3 a:hover { color: var(--teal-600); }
.blog-card p { font-size: 0.93rem; color: var(--muted); margin-bottom: 1.2rem; }
.blog-card .link-arrow { margin-top: auto; }

.article-hero {
  background:
    radial-gradient(720px 340px at 90% 0%, rgba(233, 161, 59, 0.13), transparent 60%),
    var(--cream);
  padding: clamp(2.4rem, 4vw, 3.6rem) 0 0;
}
.article-hero h1 {
  font-size: clamp(2rem, 4.2vw, 3.2rem);
  max-width: 900px;
  margin-bottom: 1.6rem;
}
.article-hero__frame {
  border-radius: var(--radius-xl) var(--radius-xl) 0 0;
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--line);
  border-bottom: 0;
  aspect-ratio: 16 / 7.2;
  background: var(--cream-2);
}
.article-hero__frame img { width: 100%; height: 100%; object-fit: cover; }

.article-body {
  font-size: 1.05rem;
  line-height: 1.85;
  color: #33484b;
}
.article-body > p:first-of-type::first-letter {
  font-family: var(--font-display);
  float: left;
  font-size: 3.9rem;
  line-height: 0.82;
  padding: 0.16em 0.14em 0 0;
  color: var(--teal);
  font-weight: 600;
}
.article-body h2 {
  font-size: clamp(1.5rem, 2.5vw, 1.95rem);
  margin: 2.4rem 0 0.9rem;
}
.article-body h3 { font-size: 1.3rem; margin: 1.9rem 0 0.7rem; }
.article-body ul, .article-body ol { margin: 0 0 1.3rem; padding-left: 1.15rem; }
.article-body li { margin-bottom: 0.5rem; }
.article-body li::marker { color: var(--amber-strong); font-weight: 600; }
.article-body a { text-decoration: underline; text-underline-offset: 3px; text-decoration-thickness: 1px; }
.article-body strong { color: var(--ink); }

.callout {
  background: var(--amber-100);
  border-left: 4px solid var(--amber);
  border-radius: 0 var(--radius) var(--radius) 0;
  padding: 1.35rem 1.5rem;
  margin: 1.9rem 0;
  font-size: 0.98rem;
  line-height: 1.75;
  color: #4c4128;
}
.callout strong { color: var(--ink); }
.callout p:last-child { margin-bottom: 0; }
.callout--teal {
  background: var(--teal-100);
  border-left-color: var(--teal-600);
  color: #23484a;
}

.article-aside {
  position: relative;
}
.article-aside .card-soft { padding: 1.5rem 1.4rem; }
.article-aside h3 { font-size: 1.1rem; margin-bottom: 0.6rem; }
.article-aside p { font-size: 0.9rem; color: var(--muted); }
.read-next {
  display: flex;
  gap: 1rem;
  align-items: center;
  padding: 1rem 0;
  border-bottom: 1px solid var(--line);
}
.read-next:last-child { border-bottom: 0; padding-bottom: 0; }
.read-next img {
  width: 76px;
  height: 62px;
  object-fit: cover;
  border-radius: 10px;
  flex: 0 0 76px;
}
.read-next h4 { font-size: 0.95rem; margin: 0 0 0.2rem; line-height: 1.35; }
.read-next h4 a { color: var(--ink); }
.read-next h4 a:hover { color: var(--teal-600); }

/* 13. CTA band & forms
   ========================================================================== */
.cta-band {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(680px 380px at 88% 8%, rgba(233, 161, 59, 0.18), transparent 62%),
    radial-gradient(560px 320px at 0% 100%, rgba(20, 102, 107, 0.42), transparent 65%),
    var(--ink);
  border-radius: var(--radius-xl);
  padding: clamp(2.2rem, 4.5vw, 3.6rem);
  color: rgba(255, 255, 255, 0.76);
  box-shadow: var(--shadow-lg);
}
.cta-band h2 { color: var(--white); }
.cta-band p { color: rgba(255, 255, 255, 0.72); }
.cta-band__deco {
  position: absolute;
  right: -60px;
  top: -60px;
  width: 300px;
  height: 300px;
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 50%;
  pointer-events: none;
}
.cta-band__deco::before,
.cta-band__deco::after {
  content: "";
  position: absolute;
  border: 1px solid rgba(255, 255, 255, 0.09);
  border-radius: 50%;
}
.cta-band__deco::before { inset: 38px; }
.cta-band__deco::after { inset: 78px; }

.form-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  border: 1px solid var(--line);
  box-shadow: var(--shadow);
  padding: clamp(1.5rem, 3vw, 2.4rem);
}
.form-card--on-ink {
  border-color: rgba(255, 255, 255, 0.14);
  box-shadow: 0 30px 60px -30px rgba(0, 0, 0, 0.6);
}
.form-card h2, .form-card h3 { font-size: 1.45rem; margin-bottom: 0.45rem; }
.form-card__intro { font-size: 0.92rem; color: var(--muted); margin-bottom: 1.5rem; }

.form-label {
  font-size: 0.84rem;
  font-weight: 600;
  color: var(--ink);
  margin-bottom: 0.4rem;
}
.form-label .req { color: var(--danger); margin-left: 2px; }
.form-control, .form-select {
  border-radius: 12px;
  border: 1px solid var(--line-strong);
  background-color: #fdfcfa;
  padding: 0.72rem 0.95rem;
  font-size: 0.94rem;
  color: var(--ink);
  transition: border-color 0.2s var(--ease), box-shadow 0.2s var(--ease), background-color 0.2s var(--ease);
}
.form-control::placeholder { color: #9aa8aa; }
.form-control:focus, .form-select:focus {
  background-color: var(--white);
  border-color: var(--teal-600);
  box-shadow: 0 0 0 4px rgba(20, 102, 107, 0.12);
  color: var(--ink);
}
textarea.form-control { min-height: 132px; resize: vertical; }
.form-text { font-size: 0.78rem; color: var(--muted-light); }
.form-check-input { border-color: var(--line-strong); }
.form-check-input:checked { background-color: var(--teal-600); border-color: var(--teal-600); }
.form-check-input:focus { box-shadow: 0 0 0 4px rgba(20, 102, 107, 0.12); border-color: var(--teal-600); }
.form-check-label { font-size: 0.86rem; color: var(--muted); }
.form-check-label a { text-decoration: underline; text-underline-offset: 2px; }

.form-control.is-invalid, .form-select.is-invalid {
  border-color: var(--danger);
  background-image: none;
}
.form-control.is-invalid:focus, .form-select.is-invalid:focus {
  box-shadow: 0 0 0 4px rgba(184, 64, 56, 0.12);
}
.invalid-feedback { font-size: 0.78rem; font-weight: 500; color: var(--danger); }

.form-alert {
  display: none;
  align-items: flex-start;
  gap: 0.7rem;
  border-radius: 12px;
  padding: 0.9rem 1.05rem;
  font-size: 0.89rem;
  line-height: 1.55;
  margin-bottom: 1.1rem;
  border: 1px solid transparent;
}
.form-alert.is-visible { display: flex; }
.form-alert i { font-size: 1.1rem; line-height: 1.4; }
.form-alert--success { background: var(--success-bg); border-color: #bfe3d5; color: #145c43; }
.form-alert--error { background: var(--danger-bg); border-color: #f0c8c4; color: #8f2f28; }
.form-alert strong { display: block; margin-bottom: 0.1rem; }
.form-note { font-size: 0.76rem; color: var(--muted-light); margin-top: 0.9rem; }

.form-mini .form-control, .form-mini .form-select { padding: 0.62rem 0.85rem; font-size: 0.9rem; }
.form-mini .btn { padding: 0.72rem 1.1rem; font-size: 0.9rem; }

/* Newsletter inline (footer) */
.footer-newsletter .form-control {
  background: rgba(255, 255, 255, 0.06);
  border-color: rgba(255, 255, 255, 0.18);
  color: var(--white);
}
.footer-newsletter .form-control::placeholder { color: rgba(255, 255, 255, 0.5); }
.footer-newsletter .form-control:focus {
  background: rgba(255, 255, 255, 0.1);
  border-color: var(--amber);
  box-shadow: 0 0 0 4px rgba(233, 161, 59, 0.16);
  color: var(--white);
}
.footer-newsletter .form-alert { font-size: 0.82rem; }

/* 14. Page banner
   ========================================================================== */
.page-banner {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(760px 400px at 88% -20%, rgba(233, 161, 59, 0.16), transparent 62%),
    radial-gradient(620px 360px at 0% 110%, rgba(20, 102, 107, 0.24), transparent 65%),
    var(--ink);
  color: rgba(255, 255, 255, 0.74);
  padding: clamp(2.6rem, 5vw, 4.4rem) 0;
}
.page-banner h1 { color: var(--white); margin-bottom: 0.7rem; }
.page-banner p { color: rgba(255, 255, 255, 0.72); max-width: 640px; margin-bottom: 0; }
.breadcrumb {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.45rem;
  font-size: 0.82rem;
  color: rgba(255, 255, 255, 0.55);
  margin-bottom: 1.15rem;
  list-style: none;
  padding: 0;
}
.breadcrumb a { color: rgba(255, 255, 255, 0.78); }
.breadcrumb a:hover { color: var(--amber-200); }
.breadcrumb li { display: inline-flex; align-items: center; gap: 0.45rem; }
.breadcrumb li + li::before {
  content: "\F285"; /* chevron-right */
  font-family: "bootstrap-icons";
  font-size: 0.65rem;
  color: rgba(255, 255, 255, 0.4);
}
.breadcrumb li[aria-current] { color: var(--amber-200); }

/* 15. About page
   ========================================================================== */
.timeline {
  position: relative;
  margin: 0;
  padding: 0 0 0 2.1rem;
  list-style: none;
  border-left: 1px solid var(--line-strong);
}
.timeline li { position: relative; padding-bottom: 1.9rem; }
.timeline li:last-child { padding-bottom: 0; }
.timeline li::before {
  content: "";
  position: absolute;
  left: -2.55rem;
  top: 0.42rem;
  width: 13px;
  height: 13px;
  border-radius: 50%;
  background: var(--amber);
  border: 3px solid var(--cream);
  box-shadow: 0 0 0 1px var(--amber);
}
.timeline h3 { font-size: 1.08rem; margin-bottom: 0.25rem; }
.timeline p { font-size: 0.93rem; color: var(--muted); margin: 0; }
.timeline .timeline__year {
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--teal-600);
  display: block;
  margin-bottom: 0.25rem;
}

/* 16. Contact page
   ========================================================================== */
.contact-info-card {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  height: 100%;
  padding: 1.5rem 1.4rem;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease);
}
.contact-info-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.contact-info-card h3 { font-size: 1rem; margin-bottom: 0.3rem; }
.contact-info-card p, .contact-info-card a {
  font-size: 0.92rem;
  color: var(--muted);
  margin: 0;
  line-height: 1.6;
}
.contact-info-card a:hover { color: var(--amber-strong); }

.hours-list { list-style: none; margin: 0; padding: 0; }
.hours-list li {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  padding: 0.7rem 0;
  border-bottom: 1px dashed var(--line);
  font-size: 0.92rem;
  color: var(--muted);
}
.hours-list li:last-child { border-bottom: 0; }
.hours-list strong { color: var(--ink); font-weight: 500; }

.map-card {
  position: relative;
  overflow: hidden;
  border-radius: var(--radius-lg);
  border: 1px solid var(--line);
  background:
    radial-gradient(circle at 30% 30%, #e8f0ea 0%, #dfe9e2 40%, #d5e2da 100%);
  min-height: 320px;
  box-shadow: var(--shadow-sm);
}
.map-card svg { width: 100%; height: 100%; display: block; }
.map-card__pin {
  position: absolute;
  left: 50%;
  top: 46%;
  transform: translate(-50%, -100%);
  background: var(--ink);
  color: var(--white);
  border-radius: 14px;
  padding: 0.65rem 0.9rem;
  font-size: 0.82rem;
  box-shadow: var(--shadow);
  white-space: nowrap;
}
.map-card__pin::after {
  content: "";
  position: absolute;
  left: 50%;
  bottom: -6px;
  width: 12px;
  height: 12px;
  background: var(--ink);
  transform: translateX(-50%) rotate(45deg);
  border-radius: 2px;
}
.map-card__pin strong { display: block; font-size: 0.88rem; margin-bottom: 0.1rem; }
.map-card__actions {
  position: absolute;
  right: 1rem;
  bottom: 1rem;
  left: 1rem;
  display: flex;
  flex-wrap: wrap;
  gap: 0.6rem;
  justify-content: space-between;
  align-items: center;
}
.map-card__label { font-size: 0.78rem; color: #4a6055; font-weight: 500; }

.accordion-item {
  border: 1px solid var(--line);
  border-radius: var(--radius) !important;
  overflow: hidden;
  margin-bottom: 0.8rem;
  background: var(--white);
}
.accordion-button {
  font-family: var(--font-display);
  font-size: 1.02rem;
  font-weight: 600;
  color: var(--ink);
  padding: 1.15rem 1.25rem;
  background: var(--white);
}
.accordion-button:not(.collapsed) {
  background: var(--cream);
  color: var(--teal);
  box-shadow: none;
}
.accordion-button:focus { box-shadow: none; border-color: transparent; }
.accordion-button::after {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16' fill='%230f4c52'%3E%3Cpath d='M1.646 4.646a.5.5 0 0 1 .708 0L8 10.293l5.646-5.647a.5.5 0 0 1 .708.708l-6 6a.5.5 0 0 1-.708 0l-6-6a.5.5 0 0 1 0-.708z'/%3E%3C/svg%3E");
}
.accordion-body { padding: 0 1.25rem 1.35rem; font-size: 0.95rem; color: var(--muted); background: var(--cream); }

/* 17. Legal pages
   ========================================================================== */
.legal-content { font-size: 0.98rem; line-height: 1.8; color: #3a4f52; }
.legal-content h2 {
  font-size: 1.4rem;
  margin: 2.2rem 0 0.8rem;
  padding-top: 1.4rem;
  border-top: 1px solid var(--line);
  scroll-margin-top: 110px;
}
.legal-content h2:first-of-type { border-top: 0; padding-top: 0; margin-top: 0; }
.legal-content h3 { font-size: 1.08rem; margin: 1.4rem 0 0.5rem; }
.legal-content ul, .legal-content ol { padding-left: 1.2rem; margin-bottom: 1.2rem; }
.legal-content li { margin-bottom: 0.45rem; }
.legal-toc {
  position: sticky;
  top: calc(var(--header-h) + 1.5rem);
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 1.4rem 1.3rem;
}
.legal-toc h3 { font-size: 0.78rem; letter-spacing: 0.12em; text-transform: uppercase; color: var(--muted); margin-bottom: 0.8rem; }
.legal-toc ol { margin: 0; padding-left: 1.1rem; font-size: 0.86rem; }
.legal-toc li { margin-bottom: 0.4rem; }
.legal-toc a { color: var(--muted); }
.legal-toc a:hover { color: var(--teal-600); }
.legal-meta {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.8rem;
  font-weight: 500;
  color: var(--teal);
  background: var(--teal-100);
  border-radius: 100px;
  padding: 0.35rem 0.85rem;
  margin-bottom: 1.2rem;
}

/* 18. Footer
   ========================================================================== */
.site-footer {
  position: relative;
  background: #0a2225;
  color: rgba(255, 255, 255, 0.62);
  padding: clamp(3rem, 6vw, 4.5rem) 0 0;
  overflow: hidden;
}
.site-footer__glow {
  position: absolute;
  width: 520px;
  height: 520px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(233, 161, 59, 0.12), transparent 68%);
  right: -120px;
  top: -180px;
  pointer-events: none;
}
.site-footer h3 {
  color: var(--white);
  font-family: var(--font-body);
  font-size: 0.78rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  font-weight: 600;
  margin-bottom: 1.15rem;
}
.footer-about p {
  font-size: 0.91rem;
  line-height: 1.75;
  color: rgba(255, 255, 255, 0.6);
  margin: 1.15rem 0 1.3rem;
  max-width: 22rem;
}
.footer-links { list-style: none; margin: 0; padding: 0; display: grid; gap: 0.6rem; }
.footer-links a {
  color: rgba(255, 255, 255, 0.62);
  font-size: 0.91rem;
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  transition: color 0.2s var(--ease), transform 0.2s var(--ease);
}
.footer-links a:hover { color: var(--amber-200); transform: translateX(3px); }
.footer-contact { list-style: none; margin: 0; padding: 0; display: grid; gap: 0.9rem; }
.footer-contact li { display: flex; gap: 0.75rem; align-items: flex-start; font-size: 0.91rem; line-height: 1.6; }
.footer-contact i { color: var(--amber); font-size: 1rem; margin-top: 0.15rem; }
.footer-contact a { color: rgba(255, 255, 255, 0.68); }
.footer-contact a:hover { color: var(--amber-200); }
.social-links { display: flex; gap: 0.55rem; }
.social-links a {
  width: 38px;
  height: 38px;
  border-radius: 11px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: rgba(255, 255, 255, 0.07);
  border: 1px solid rgba(255, 255, 255, 0.09);
  color: rgba(255, 255, 255, 0.78);
  font-size: 1rem;
  transition: background-color 0.2s var(--ease), color 0.2s var(--ease), transform 0.2s var(--ease);
}
.social-links a:hover {
  background: var(--amber);
  border-color: var(--amber);
  color: var(--ink);
  transform: translateY(-2px);
}
.footer-newsletter p { font-size: 0.88rem; color: rgba(255, 255, 255, 0.58); margin-bottom: 1rem; }
.site-footer__bottom {
  margin-top: clamp(2.4rem, 5vw, 3.5rem);
  border-top: 1px solid rgba(255, 255, 255, 0.09);
  padding: 1.35rem 0;
  font-size: 0.83rem;
  display: flex;
  flex-wrap: wrap;
  gap: 0.8rem 1.5rem;
  align-items: center;
  justify-content: space-between;
  color: rgba(255, 255, 255, 0.45);
}
.site-footer__bottom p { margin: 0; }
.footer-legal { display: flex; flex-wrap: wrap; gap: 0.5rem 1.3rem; list-style: none; margin: 0; padding: 0; }
.footer-legal a { color: rgba(255, 255, 255, 0.5); }
.footer-legal a:hover { color: var(--amber-200); }
.footer-disclaimer {
  font-size: 0.74rem;
  line-height: 1.65;
  color: rgba(255, 255, 255, 0.34);
  border-top: 1px solid rgba(255, 255, 255, 0.07);
  padding: 1.2rem 0;
  margin: 0;
}

/* 19. Utilities & motion
   ========================================================================== */
/* Reveal animation only runs when JS is available (html.js). Without JS,
   every section stays fully visible. */
.js .reveal {
  opacity: 0;
  transform: translateY(22px);
  transition: opacity 0.7s var(--ease), transform 0.7s var(--ease);
}
.js .reveal.is-visible { opacity: 1; transform: none; }
.reveal--d1 { transition-delay: 0.08s; }
.reveal--d2 { transition-delay: 0.16s; }
.reveal--d3 { transition-delay: 0.24s; }

.to-top {
  position: fixed;
  right: 1.1rem;
  bottom: 1.1rem;
  z-index: 1040;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  border: 1px solid var(--line);
  background: var(--white);
  color: var(--ink);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow);
  opacity: 0;
  visibility: hidden;
  transform: translateY(10px);
  transition: opacity 0.25s var(--ease), transform 0.25s var(--ease), visibility 0.25s;
}
.to-top.is-visible { opacity: 1; visibility: visible; transform: none; }
.to-top:hover { background: var(--ink); color: var(--white); border-color: var(--ink); }

.toast-stack {
  position: fixed;
  left: 50%;
  bottom: 1.4rem;
  transform: translateX(-50%);
  z-index: 1090;
  display: grid;
  gap: 0.6rem;
  width: min(92vw, 420px);
}
.toast-note {
  display: flex;
  align-items: flex-start;
  gap: 0.7rem;
  background: var(--ink);
  color: rgba(255, 255, 255, 0.9);
  border-radius: 14px;
  padding: 0.9rem 1.05rem;
  font-size: 0.89rem;
  line-height: 1.5;
  box-shadow: var(--shadow-lg);
  animation: toastIn 0.3s var(--ease);
}
.toast-note i { color: var(--amber); font-size: 1.1rem; }
.toast-note--error i { color: #f19a92; }
@keyframes toastIn {
  from { opacity: 0; transform: translateY(10px); }
  to { opacity: 1; transform: none; }
}

.newsletter-strip {
  background: var(--cream-2);
  border-top: 1px solid var(--line);
}
.newsletter-inner {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 1.4rem;
}
.newsletter-inner h2 { font-size: clamp(1.5rem, 2.6vw, 2rem); margin-bottom: 0.3rem; }
.newsletter-inner p { color: var(--muted); font-size: 0.93rem; margin: 0; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation-duration: 0.001ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.001ms !important;
  }
  .js .reveal { opacity: 1; transform: none; }
}

/* 20. Responsive tweaks
   ========================================================================== */
@media (max-width: 1199.98px) {
  .header-phone { display: none; }
  .brand__text { font-size: 1.18rem; }
}

@media (max-width: 991.98px) {
  :root { --header-h: 70px; }
  .site-header__inner { flex-wrap: nowrap; }
  .main-nav {
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--white);
    border-bottom: 1px solid var(--line);
    box-shadow: var(--shadow);
    padding: 0.75rem 1.25rem 1.25rem;
    display: none;
    gap: 0.15rem;
    max-height: calc(100vh - var(--header-h));
    overflow-y: auto;
  }
  .main-nav.is-open { display: flex; flex-direction: column; align-items: stretch; }
  .main-nav .nav-link { padding: 0.75rem 0.8rem; border-radius: 10px; font-size: 1rem; }
  .main-nav .nav-link.active { background: var(--cream); }
  .main-nav .nav-link.active::after { display: none; }
  .main-nav .btn { margin-top: 0.6rem; justify-content: center; }
  .header-actions .btn { display: none; }
  .hero { padding-top: 2.2rem; }
  .hero__media { max-width: 520px; margin: 2.4rem auto 0; }
  .hero__frame { aspect-ratio: 4 / 3.6; border-radius: 150px 150px var(--radius-xl) var(--radius-xl); }
  .hero__float { left: 4px; top: 18px; }
  .hero__badge { right: 4px; bottom: 16px; }
  .stat { border-bottom: 1px solid var(--line); }
  .stat:nth-child(2n) { border-right: 0; }
  .stat:nth-last-child(-n + 2) { border-bottom: 0; }
  .process-line { display: none; }
  .step-card { padding: 0.4rem 0.4rem 1.2rem; }
  .step-card__num { margin-bottom: 1rem; }
  .legal-toc { position: static; margin-bottom: 2rem; }
  .media-stack { max-width: 520px; margin: 0 auto 2.4rem; }
  .article-hero__frame { aspect-ratio: 16 / 9; }
}

@media (max-width: 767.98px) {
  body { font-size: 0.97rem; }
  .topbar { font-size: 0.75rem; }
  .topbar__note { display: none !important; }
  .section { padding: 3.2rem 0; }
  .hero__actions .btn { flex: 1 1 auto; justify-content: center; }
  .hero__trust { gap: 0.8rem; }
  .hero__float { max-width: 186px; padding: 0.7rem 0.85rem; }
  .hero__float p { font-size: 0.72rem; }
  .hero__badge { max-width: 220px; padding: 0.75rem 0.85rem; }
  .testimonial-card { padding: 1.4rem 1.25rem; }
  .cta-band { border-radius: var(--radius-lg); }
  .article-body { font-size: 1rem; line-height: 1.8; }
  .article-body > p:first-of-type::first-letter { font-size: 3.2rem; }
  .read-next h4 { font-size: 0.9rem; }
  .form-card { padding: 1.35rem 1.1rem; }
  .site-footer__bottom { flex-direction: column; align-items: flex-start; }
  .map-card { min-height: 260px; }
}

@media (max-width: 575.98px) {
  .brand__mark { width: 38px; height: 38px; flex-basis: 38px; border-radius: 11px; }
  .brand__mark svg { width: 21px; height: 21px; }
  .brand__text { font-size: 1.02rem; }
  .topbar__list { gap: 0.35rem 1rem; }
  .stat { border-right: 0; border-bottom: 1px solid var(--line); padding: 1.3rem 1rem; }
  .stat:last-child { border-bottom: 0; }
  .hero__trust { flex-direction: column; align-items: flex-start; }
  .hero__frame { border-radius: 120px 120px var(--radius-lg) var(--radius-lg); }
  .hero__ring { display: none; }
  .hero__float { left: -4px; top: 10px; }
  .hero__badge { right: -2px; bottom: 10px; max-width: 200px; }
  .service-detail__media { margin-bottom: 1.6rem; }
  .newsletter-inner { flex-direction: column; align-items: stretch; }
  .newsletter-inner .btn { width: 100%; justify-content: center; }
}

/* 21. Article progress bar, sticky share/aside & small additions
   ========================================================================== */
.reading-progress {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  z-index: 1080;
  background: rgba(13, 42, 46, 0.08);
  pointer-events: none;
}
.reading-progress span {
  display: block;
  height: 100%;
  width: 0;
  background: linear-gradient(90deg, var(--amber), var(--amber-strong));
  border-radius: 0 3px 3px 0;
  transition: width 0.1s linear;
}
.article-layout { position: relative; }
.article-aside__sticky { position: sticky; top: calc(var(--header-h) + 1.5rem); }
.article-end {
  margin-top: 2.4rem;
  padding-top: 1.8rem;
  border-top: 1px solid var(--line);
}
.article-end h2 { font-size: 1.35rem; margin-bottom: 0.8rem; }
.article-tags { display: flex; flex-wrap: wrap; gap: 0.5rem; margin: 0 0 1.5rem; padding: 0; list-style: none; }
.article-tags li {
  font-size: 0.78rem;
  font-weight: 500;
  color: var(--teal);
  background: var(--teal-100);
  border-radius: 100px;
  padding: 0.3rem 0.8rem;
}
.form-card .form-alert:first-child { margin-top: 0; }
.service-anchor-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 0.55rem;
  padding: 0;
  margin: 0;
  list-style: none;
}
.service-anchor-nav a {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.83rem;
  font-weight: 500;
  color: var(--ink);
  background: var(--white);
  border: 1px solid var(--line-strong);
  border-radius: 100px;
  padding: 0.45rem 0.95rem;
  transition: all 0.2s var(--ease);
}
.service-anchor-nav a:hover {
  background: var(--ink);
  border-color: var(--ink);
  color: var(--white);
}
.service-anchor-nav a i { color: var(--amber-strong); }
.service-anchor-nav a:hover i { color: var(--amber); }
.newsletter-card { height: 100%; }
.newsletter-card__icon { font-size: 2.2rem; color: var(--teal); line-height: 1; }
.perk-list { list-style: none; padding: 0; margin: 1.2rem 0 0; display: grid; gap: 0.7rem; }
.perk-list li { display: flex; gap: 0.7rem; font-size: 0.93rem; color: var(--muted); }
.perk-list i { color: var(--amber-strong); margin-top: 0.15rem; }
@media (max-width: 991.98px) {
  .article-aside__sticky { position: static; }
}

/* Keep the display phone number unbroken and readable everywhere */
.phone-format { white-space: nowrap; }
@media (max-width: 575.98px) { .phone-format { white-space: normal; } }

/* Pull quote used on the About story column */
.pull-quote {
  margin: 0;
  padding: 1.35rem 0 0 1.5rem;
  border-left: 2px solid var(--amber);
  max-width: 30rem;
}
.pull-quote blockquote { margin: 0; }
.pull-quote p {
  font-family: var(--font-display);
  font-size: 1.12rem;
  font-style: italic;
  line-height: 1.55;
  color: var(--ink);
  margin: 0 0 0.55rem;
}
.pull-quote figcaption {
  font-size: 0.76rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--muted-light);
}